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The 2026 federal budget proposes raising CDIC deposit insurance from $100,000 to $250,000 for the first time since 2005, while adding temporary high-balance coverage for home sales and removing caps on registered accounts. For Greater Vancouver buyers and sellers moving large sums between transactions, the change directly affects how safely cash can sit in the bank during the bridge period.

Reuters has begun tracking key proposed measures for the Canadian federal budget 2026, bringing Ottawa's fiscal direction into early public view. For Greater Vancouver buyers, sellers, and investors, federal decisions on housing programs, taxation, and infrastructure often shape local transaction timing, carrying costs, and buyer confidence long before any policy is formally tabled.