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Budget 2026 Doubles CDIC Coverage to $250K: What Vancouver Home Sellers and Buyers Need to Know About Their Down Payment Cash

The 2026 federal budget proposes raising CDIC deposit insurance from $100,000 to $250,000 for the first time since 2005, while adding temporary high-balance coverage for home sales and removing caps on registered accounts. For Greater Vancouver buyers and sellers moving large sums between transactions, the change directly affects how safely cash can sit in the bank during the bridge period.

Nov 6, 2026, 10:36 a.m.

Global

Federal Budget 2026 Proposals Surface on Reuters: What Greater Vancouver Real Estate Should Watch Before the Fine Print Drops

Reuters has begun tracking key proposed measures for the Canadian federal budget 2026, bringing Ottawa's fiscal direction into early public view. For Greater Vancouver buyers, sellers, and investors, federal decisions on housing programs, taxation, and infrastructure often shape local transaction timing, carrying costs, and buyer confidence long before any policy is formally tabled.

Nov 5, 2026, 5:10 p.m.

Global

Richmond’s First New Mayor in 25 Years Wants a Waterfront Trade Centre — But the Last Developer’s Land Is Tied Up in Court

Richmond’s new mayor Rob Howard, sworn in on Nov 2, 2026, made a trade and exhibition centre a top priority, reviving long-stalled ambitions for the City Centre waterfront near Bridgeport Station. However, the most logical site—the former Richmond Night Market lands at Duck Island—is currently under a court-ordered sale after the approved developer ran into major financial trouble, leaving buyers and investors to separate political vision from land reality.

Nov 5, 2026, 10:55 a.m.

Image 11: Richmond's new mayor, Rob Howard, wants to build a new trade and exhibition centre

Global

October Shock: Rate Hike and Election Freeze Vancouver Market as Both Buyers and Sellers Retreat

October 2026 saw both Greater Vancouver home sales and new listings drop roughly 10% year-over-year as a surprise Bank of Canada rate hike and snap provincial election triggered a synchronized retreat, leaving prices lower but borrowing costs higher in an affordability paradox.

Nov 5, 2026, 10:20 a.m.

Image 1: Greater Vancouver Realtors

Global

Metro Vancouver Retail Vacancy Drops Below 1%: Why Capital Is Flooding Suburban Plazas and What It Means for Your Block

Metro Vancouver retail vacancy has fallen below 1% in some suburbs while downtown sits below 3%, according to Re/Max's Fall 2026 report, as high construction and financing costs push B.C. investors toward established neighbourhood plazas and industrial properties. For local real estate audiences, the shift signals that well-located commercial assets with existing cash flow are absorbing capital that can no longer justify new development, which matters for both investor strategy and the long-term amenity value of residential neighbourhoods.

Oct 30, 2026, 12:29 p.m.

Image 5: shoppers-outside-lululemon-brentwood-rk

Global

Bank of Canada Hikes to 2.5%: Vancouver Buyers Face First Rate Increase in Three Years as Borrowing Costs Climb Again

The Bank of Canada raised its benchmark interest rate by 0.25 percentage points to 2.5 per cent on October 28, 2026—its first hike in three years—citing geopolitical-driven energy inflation that threatens to spread across the economy. For Greater Vancouver buyers, sellers, and investors, the move immediately raises mortgage qualifying costs and signals that the era of falling or stable borrowing costs is over, at least for now.

Oct 28, 2026, 2:59 p.m.